وَٱلۡعَصۡرِ

By time

إِنَّ ٱلۡإِنسَٰنَ لَفِي خُسۡرٍ

Indeed, mankind is in loss

إِلَّا ٱلَّذِينَ ءَامَنُواْ وَعَمِلُواْ ٱلصَّـٰلِحَٰتِ وَتَوَاصَوۡاْ بِٱلۡحَقِّ وَتَوَاصَوۡاْ بِٱلصَّبۡرِ

Except for those who have believed and done righteous deeds and advised each other to truth and advised each other to patience